Retirement strategies for your retirement savings

Retirement represents a shift from depending upon income from work to accessing other income sources such as Social Security, pensions, annuities, savings, and investments. Making this transition from the asset accumulation phase of your financial life to the distribution phase requires striking the right balance between how little you can withdraw and still live comfortably […]

Help take the guesswork out of choosing investments

Asset allocation is a strategy that can help take the guesswork out of choosing investments for your portfolio. Instead of putting all your eggs in one basket, you spread your eggs (dollars) among a variety of baskets (stocks, bonds, and cash). The baskets can be further divided within each type of investment. David Basinger Although […]

Connecting with your financial advisor

Some of the most important conversations you may have will be with your Financial Advisor. That’s why he or she will want to get to know you as a person, not just as a client. Your advisor must understand your financial needs so he or she can help you reach your goals. So talk. Listen. […]

Leave your job, leave your retirement plan?

When you leave a job – whether due to layoff or for any reason – you are often faced with a decision about your 401(k) or other retirement plans. Over time, you may be in the same position as many other employees who have accumulated substantial balances in these employer plans that are designed for tax-advantaged retirement savings. If so, you may […]

Help lessen 2016 taxes by reviewing 2015 tax returns

Investors need to consider many factors in the process of choosing investments. One at the top of the list is an investment’s tax cost. In fact, for some individuals, this issue may be among the more influential factors when selecting investments. The following are some points to consider about the tax efficiency of different investments […]

Surprise! Social Security is changing

If you’ve ever attended a surprise party you know there’s a certain order to it.  It typically starts when the door opens and everyone yells “SURPRISE!” at the unsuspecting honoree.   The November budget compromise between Congress and the President put the party elements in reverse order – they yelled “surprise” then closed the door. The […]

Smart goals are a sure-fire recipe for business success

A company’s vision and mission are broad and far reaching statements about business objectives and what you want the business to look like in the future. They can seem overwhelming and difficult to achieve. Think about answering the question, “how do you eat an elephant?” The answer is “one bite at a time.” Developing, prioritizing, […]